tag:blogger.com,1999:blog-39046662941667178882024-02-20T13:44:36.828-08:00HomeImprovementAnonymoushttp://www.blogger.com/profile/10499708463222765344noreply@blogger.comBlogger11125tag:blogger.com,1999:blog-3904666294166717888.post-27010573867437506392009-10-05T19:15:00.000-07:002015-08-20T10:55:41.047-07:00Commercial Real Estate Closing Checklist<div dir="ltr" style="text-align: left;" trbidi="on">
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One of the main reasons that a commercial property transaction might fall through when it is near to closing is because one of the parties has forgotten an important aspect of the transaction that needs to be considered before the relevant documents can be signed.</div>
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With that in mind we have created a small checklist of things that you need to keep in mind when closing on a commercial real estate property, to make sure that you cover all of the bases.</div>
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Acquisition Documents</div>
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You need to ensure that all of the documents relating to the purchase are in place and ready. This includes all of the following:</div>
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• A signed letter of intent </div>
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• Any and all drafts of the purchase contract </div>
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• Any information relating to your legal counsel </div>
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• Access agreements </div>
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• Any client or portfolio manager authorisation that is required </div>
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• A fully completed purchase contract, that will be delivered into escrow </div>
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• Documentation for the initial cash deposits for the purchase </div>
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• Arranging for any bank accounts required to be set up</div>
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Title Matters</div>
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Title and zoning issues are also a high priority, so make sure you have the following:</div>
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• You have selected a title company whom you can send the seller's title commitment to </div>
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• Have an ALTA survey carried out and ensure you have the right documentation </div>
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• Verify that all relevant leases and assets are in the seller's name</div>
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Tenant Issues</div>
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If you are buying an apartment building or any form of commercial property where other businesses may become tenants and lease out space, you need to have all of the following:</div>
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• A current certified rent roll </div>
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• A review of all current leases and the related documentation for each. </div>
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• Your legal counsel should look over these leases and compare to the current review </div>
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• You need to look over all current tenant files </div>
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• Resolve any outstanding issues regarding lease </div>
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• Receive all reports relating to the tenants, including sales and receivables reports </div>
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• Transfer all tenant security deposits </div>
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• Review the tenant credit and payment history </div>
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• Prepare and sign the tenant Estoppel Certificates </div>
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• Final check on all documentation</div>
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Financial</div>
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The transfer of all relevant financial information is extremely important as well. This includes:</div>
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• Copies of any historical or proforma financial information </div>
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• Copies of utility bills </div>
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• Most recent tax statements </div>
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• An expense list for all expenses currently operating under the property</div>
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Litigation</div>
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You will need to consider the possibility that there is any current action against the property or the existing owners and take that into consideration.</div>
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Insurance</div>
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Getting insurance for the building is crucial, so it is important to get a quote as early into the proceedings as possible. Some of this may be covered by the Property Management Agreement.</div>
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Physical Property Inspection</div>
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Before any transaction is completed a physical property inspection must be carried out by the buyer to ensure that they are getting everything that they expect from the property.</div>
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Final Closing Documentation</div>
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To complete the transaction all of the relevant financial and legal documentation must be completed and handed in on time and be completely accurate.</div>
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Anonymoushttp://www.blogger.com/profile/10499708463222765344noreply@blogger.com0tag:blogger.com,1999:blog-3904666294166717888.post-1084513355778653532009-05-13T01:59:00.000-07:002015-08-20T10:51:34.772-07:00How to Sell Your House Fast Before Foreclosure<div dir="ltr" style="text-align: left;" trbidi="on">
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Being foreclosed on is not a pleasant event, and it can haunt your credit score and make it unbearably difficult or even impossible to get a mortgage loan over the next seven years. Seven years! To prevent this kind of credit catastrophe, one of your best options to consider is selling your home. In many situations though, you'll need to do this quickly in order to prevent being foreclosed on. While foreclosure is a process that can take a few months to a year to happen, selling a house can also be a bit of a lengthy process as well, so you should start thinking sooner rather than later, "I need to sell my house fast!" If foreclosure is coming and you know it, read on to minimize the damage to your financial future.</div>
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Deciding on Pricing</div>
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Since you'll want to be selling your home quickly, you likely won't be able to sit around waiting for the perfect buyer to appear to pay the price you think you deserve. In fact, it's much better for you to take a hit on the money you receive for your house instead of getting foreclosed on. This will require pricing your house aggressively, and definitely not overpricing it. To guarantee a fast sale, you'll want to entice potential buyers by thinking your house is a bargain. Look at the final sale prices of other similar properties in your neighborhood that have been sold recently and take 10 percent off of that average to arrive at your aggressive sale price.</div>
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If however you're in the unfortunate state of owing more on your house than it's worth, you'll have to take even more steps to complete what is known as a short sale. To do this, you'll have to work directly with your lender to get their acceptance of such a sale. While not having the money to make up the difference between the short sale and what you still owe on the house can also damage your credit, it still won't be as bad as the consequences of a foreclosure either.</div>
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Sell my House Fast!</div>
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Once you've priced your house, it's time to start marketing it. Get online and post your house on every listing website you can find. Even if cash is tight, hiring a professional photographer to take shots will drastically improve the reception you get from buyers looking online. You'll also want to change out cheaper things that can make a house look new. This includes paint, carpet, and other cosmetic changes that are cheap in nature but can make a huge difference in the overall feel of a house. By doing the legwork to market your house and price it right, you'll be able to sell your home quickly and avoid the horror of a foreclosure.</div>
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Anonymoushttp://www.blogger.com/profile/10499708463222765344noreply@blogger.com5tag:blogger.com,1999:blog-3904666294166717888.post-77389392012640802332007-04-24T10:28:00.000-07:002015-08-20T10:55:17.958-07:00How Can Ready Mix Construction Materials Benefit The Builders?<div dir="ltr" style="text-align: left;" trbidi="on">
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Meaning of ready mix products is that they are readily available for use. For example, consider material used in the floor and wall plastering processes. It is mixed at the construction site using raw materials like cement, sand and water by the workers. But in case of the ready mix plaster, all these ingredients are premixed in specific quantities by the machines in a production plant. One can use these pre-mix plasters instantly by just mixing water. Hence, we can say that ready mix products are the one that can be used instantly to reduce efforts and time taken for the process. This is the primary reason why many builders today are using such materials in their projects. These products will offer them many benefits.</div>
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Reduced Efforts: The use of ready mix products minimizes efforts of both the builders as well as the laborers. Builders will now have to search for limited manpower for their projects which makes their task much easier. Moreover, laborers will not have to do the entire A to Z process to create the construction materials at the site because they are now readily available.</div>
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More Savings: Using ready mix products will not require much labor at the construction site. Builders can now hire only a few laborers for the cause and save up their labor costs. Not only in terms of cost, but builders can also save up their time which otherwise would be required in finding and hiring the laborers for their project.</div>
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Lesser Process Start up & Project Completion Time:</div>
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When a builder uses ready mix products in his construction venture, he can definitely complete his project in much lesser time because these products will greatly reduce the process start-up time.</div>
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Finest Quality</div>
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Such products are mechanically mixed and hence the consistency is assured. Builders can accommodate ready mix products for consistent quality in their construction projects.</div>
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One of the best examples of such ready mix products gaining recognition in construction industry today is a polymer based dry mix plaster which the builders today are using to speed up the process of plastering in their construction projects. This is a kind of ready mix dry plaster which comes mechanically mixed with ingredients like cement, dust-free sand, polymers and selected additives which make up for a good plastering material. It can be used instantly on the site by mixing appropriate quantity of water. So now builders can say "no" to the lengthy plaster mixing procedures and save up time in their construction projects.</div>
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Similarly even ready-to-use polymer based tile adhesives are available in the market these days. Cement, sand and chemicals usually go into manufacturing these adhesive products that enable tight bonding of tiles to the substrate. Generally used for wall and floor tiling processes these adhesives are known to ensure quality tiles fitting process with excellent bonding and low shrinkage features. Application of such readily available tiles fitting adhesives enables faster and efficient tiles fitting, thereby saving up lot of construction time for the builders to employ on other important processes in the project.</div>
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Hence, with advantages of ready mix products, they certainly cannot be neglected. Incorporating them in construction projects would definitely be a good job for the builders.</div>
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For more details visit - *http://www.enticeworld.in*</div>
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The company, Entice Construction is a leading construction materials supplying firm based in Ahmedabad. Vasant Mungara is managing partner of Entice Construction, Rajkot branch. He manages all the activities of the company and materials supply work in Rajkot area. Being an enthusiast, he constantly keeps learning of various innovations going on in construction field and is also a keen blogger who likes sharing his intensive knowledge with learners through his writings.</div>
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Anonymoushttp://www.blogger.com/profile/10499708463222765344noreply@blogger.com0tag:blogger.com,1999:blog-3904666294166717888.post-55644345422062172252007-03-08T09:36:00.000-08:002015-08-20T10:53:41.199-07:00After Foreclosure, What's Next?<div dir="ltr" style="text-align: left;" trbidi="on">
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Few things in life are more difficult than dealing with the process of foreclosure. Neither party wants to have to engage in a foreclosure but lenders have to protect their investment in any way they can so sometimes it is an inevitability if the mortgage isn't getting paid in the agreed fashion.</div>
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So what comes after foreclosure? There are a number of different outcomes to the process, some of which are surprisingly positive considering the circumstances. This guide will give you a rough idea of what to expect.</div>
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Paying Off The Foreclosure Note</div>
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In the absolute best case scenario the homeowner will be able to pay off the foreclosure note before the process gets any further. This is the ideal solution for both parties as it allows the homeowner to keep the house while also satisfying the lender in regards to whether they think the mortgage will be paid properly.</div>
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Be wary of paying of this debt through options such as bank loans or other lending services. Homeowners may wind up with a loan that is even more difficult to pay as a result of the measures they take to pay off the foreclosure note.</div>
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Selling the Home</div>
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If it simply isn't feasible for you to pay off the debt the option to sell the home always remains. This can be done by the seller or by the bank, should they take possession of the property.</div>
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This is a tricky option as there is a lot to consider before making the sale yourself. If the homeowner still owes more on the mortgage than they have paid then they will still be liable for that debt unless they can convince the mortgage lender to take a lower payment.</div>
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Furthermore, if the sale of the house doesn't satisfy the debt for some other reason the bank will continue chasing the former homeowner for the rest of the money, with the remaining debt continuing to gain interest in many cases.</div>
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In the case of auctioning the house, the bank will take control of the property and will look to sell it to the highest bidder. They will then get all of the deeds and everything else relating to the home. In some cases it may be possible to allow somebody to purchase the property and rent it from them, but this usually relies on personal negotiation and the ability to prove that you would be able to pay the rent on time.</div>
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Bankruptcy</div>
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Bankruptcy is the most unpleasant option on the list but it can be used when the foreclosure process has been started. By declaring bankruptcy you can stall a foreclosure by months, which may give you the time to save up enough money to pay off the debt and keep the house.</div>
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Bear in mind that declaring bankruptcy can have devastating effects on your personal and business life. It will become very difficult to get another loan and there is no guarantee that you will be able to save the property. This should be a last resort and even then it may be wiser to consider selling the house.</div>
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If you looking for a jobs in Boston that has the potential to make over 150k+ your 1st year. And you have your real estate license MA then please contact us at Tazar. Also if you need the best Boston plumbing service at a fair value please contact Plumbing Boston.</div>
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Thank you for reading.</div>
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Anonymoushttp://www.blogger.com/profile/10499708463222765344noreply@blogger.com0tag:blogger.com,1999:blog-3904666294166717888.post-12329738969399149502006-06-07T08:03:00.000-07:002015-08-20T10:52:00.085-07:00What to Look For When Searching for Foreclosed Homes for Sale Online<div dir="ltr" style="text-align: left;" trbidi="on">
Thousands of homes go into foreclosure in the United States every single year, which means that there is currently a fairly healthy market for those who want to purchase such properties, either with a view to living in them and to sell them on for a profit at a later date.<br />
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Before you can get started on that though, you are going to need to know where to look and what you should be looking for before you commit any of your cash to a sale. Here we offer some advice on buying foreclosed homes using the internet.<br />
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Look To The Banks<br />
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Your first port of call should be the websites of larger banks. As many of them act as loan providers for the people who previously owned the home, they will also have an interest in getting the home sold again once it has been foreclosed on.<br />
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As such, many institutions, like Bank of America, maintain their own property listings that highlight homes that are currently available for purchase. This also acts as one of the more reliable places to look, as you will be getting the property straight from the people who foreclosed on it, rather than having to go through a third party to find out about it. Further properties can also be found on the Fannie Mae and Freddie Mac websites.<br />
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The Stage Of Foreclosure<br />
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If you are looking for a sure thing out of your purchase then it may be wise to avoid any properties that are in the early stages of foreclosure. After all, it is entirely possible that the current owners may be able to pull themselves out of the fire and raise enough funds to keep the property.<br />
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As such, you should always check the status of any property that catches you eye, so that you can be sure that it is completely available. Few things are worse for a property buyer than setting your heart on something, only to have the purchase fall through at the last minute.<br />
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The Price<br />
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This should be an obvious point, but it is still one that bears repeating nonetheless. After all, any property that is in foreclosure is there because somebody was unable to afford the costs associated with that house.<br />
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Make sure that the price listed from the property is within your budget before you even think about putting a bid in. It may be worth avoiding the property altogether if the price reaches the upper limits of what you can afford, as any such properties will require some extra work on them after purchase. Speaking of which...<br />
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Find Out What's Wrong<br />
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Very few properties are perfect and you are well within your rights to have an inspection carried out on any foreclosed property that catches your eye. Don't simply trust the online listings that you read and keep an eye out for any suspicious language that is being used. If it seems like too many potential negatives are being spun into positives, then this is likely the case. If nothing else, such a situation will work to your advantage come time for negotiations.<br />
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Keep 100% Commission</div>
Anonymoushttp://www.blogger.com/profile/10499708463222765344noreply@blogger.com0tag:blogger.com,1999:blog-3904666294166717888.post-68258892986306608182006-02-17T06:45:00.000-08:002015-08-20T10:54:01.814-07:00What Appliances Do I Own After a Foreclosure?<div dir="ltr" style="text-align: left;" trbidi="on">
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Let us say the unfortunate has happened to you and despite all of your efforts your home is in foreclosure. What are your rights as far as what you are allowed to take with you? Can you take all of the appliances? Can you take lighting fixtures or perhaps fancy sink and faucet sets you paid for yourself? We will attempt to shed some light on this topic and help you determine what you are and are not permitted to take when your home is foreclosed on.</div>
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The answers to these questions are not very cut and dried. What you are entitled to take with you largely depends upon the laws in your jurisdiction. Some things are no-brainers; such as a toilet is permanently fixed in the home, therefore you are NOT allowed to take it. With temporary improvements a homeowner makes; such as installing a chandelier or buying a fancy shower curtain, those items may be removed as long as they are replaced. But items like the majority of your appliances are normally handled under the applicable local laws as they relate to home foreclosures. If you are currently in foreclosure, it would be wise for you to consult an attorney or your local government official for some prudent advice on these matters. Otherwise you might find yourself facing legal difficulties.</div>
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A good rule of thumb to go by here is that you must lawfully determine what your personal property is and what belongs to the home. This will make all the difference in the world. Anything that is legally your personal property cannot be removed from your possession at any time; even after foreclosure. Anybody who violates this policy is breaking the law. HOWEVER; if it is a fixture on the inside or outside of the home that legally belongs to the home, you ARE NOT allowed to take with you. If you persist in doing that then YOU are the one who will be in violation of the law. So first, you need to know what the laws in your jurisdiction are. Then second, you must make a physical list of what is yours and what belongs to the home. Again; we strongly urge you to seek legal counsel on these matters before you have a problem.</div>
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It ought to be noted by any homeowners who are now facing foreclosure that the applicable laws are not as lenient as they used to be. This means that you may indeed face criminal charges if you were foreclosed upon and you proceed to remove or damage any appliances or fixtures belonging to the home. Not only should you at this point in your foreclosure hire an attorney; but you should insist he contact the agent who represents the mortgage bank. This is in order to find out what you legally can and cannot take from the premises. The rules may additionally apply to items on the outside of the home such as fences, landscaping fixtures, or even a toolshed. This might seem trivial to you but it can become a HUGE issue if it is not handled properly. It is far better to be safe than sorry.</div>
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Anonymoushttp://www.blogger.com/profile/10499708463222765344noreply@blogger.com0tag:blogger.com,1999:blog-3904666294166717888.post-26831728985345204632005-04-13T01:52:00.000-07:002015-08-20T10:52:16.034-07:0010 Best Ways To Curb Your Sweet Tooth<div dir="ltr" style="text-align: left;" trbidi="on">
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Many of us enjoy sweet foods, and it is natural to do so. Nowadays, there are sweets available everywhere you go, and it can be hard to resist, and overwhelming to have to say no all the time. Here are some ideas to help you curb your sweet tooth once and for all.</div>
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1. Choose natural sweets. Sweet foods are what we prefer as babies, and sweet foods are not all bad. Choose naturally sweet food such as fresh fruits, so you will also get a good dose of vitamins, minerals and fiber while you enjoy them.</div>
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2. Clean up your environment. It is almost impossible to kick sugar cravings when there is junk food everywhere you look. Choose not to keep sweets in your home and it will be easier to avoid them altogether.</div>
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3. Exercise when you feel a craving for sweets coming on. Exercise naturally balances blood sugar, which will help eliminate the cravings you may feel when your blood sugar is low. Any exercise is great, and even a daily brisk walk can do wonders for helping control your sweet tooth.</div>
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4. Cut it out completely. Consuming sugar can give you even stronger cravings for it. If you want to get rid of this constant temptation, it is much easier to get it out of your life completely.</div>
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5. Don't let yourself get too hungry. If you have let yourself go too long in between meals and your blood sugar is dropping, you will crave the quick fix that sugar brings. Avoid this by eating regular meals which include each of the major food groups.</div>
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6. Mix sweets with healthy foods. If you are craving something like chocolate, melt it and dip apples or a banana in it. This way you will satisfy your sweet tooth and fill your stomach in a nutritious manner at the same time, which is a perfect combination for relieving a craving.</div>
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7. Find an alternate way to reward yourself. Sweets are something we associate with rewards. If you feel as though you deserve a reward for any reason, find a better way to give this to yourself. It could be anything from getting a haircut or manicure, to buying yourself a new book you've been wanting.</div>
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8. Take a drink of water. Often when you think you are craving sweets, you are actually thirsty. When you want to consume sugar, reach for a large glass of water instead, and see if you still desire sweets by the time you are finished.</div>
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9. Use essential oils. There are a number of essential oils such as dill and pink grapefruit which are believed to help curb your sweet cravings when inhaled or applied externally. Be sure to choose pure, high quality oils and to consult with a professional who has experience working with them.</div>
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10. Get plenty of rest. When we allow our bodies to get overtired and run down, we will begin to crave foods that are not wholesome. Kick your sugar cravings by getting a sufficient amount of sleep every night.</div>
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Having a sweet tooth can be a frustrating situation, as it is difficult to conquer once it gets hold of you. However, there are many ways you can get rid of this frustration once and for all. Kick sugar cravings to the curb with these 10 helpful tips.</div>
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Russell (Rusty) Hart is the founder of the Health, Fitness & Sport Club, a website devoted to the promotion of health, fitness and wellness. Should this subject matter be of interest you can visit the HF & S Club home site where you'll find over 1,300 quality posts with new posts being published daily. To quickly access those that are of interest you can select any of 20 Categories broken down by over 260 Sub-Categories for easy access.</div>
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Anonymoushttp://www.blogger.com/profile/10499708463222765344noreply@blogger.com0tag:blogger.com,1999:blog-3904666294166717888.post-89625618089536896952003-02-23T05:24:00.000-08:002015-08-20T10:54:43.901-07:00$277 Million to Save the Statue of Liberty From Rust!<div dir="ltr" style="text-align: left;" trbidi="on">
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In an article in The Times on 11th April 2015, it was highlighted that $277 million was spent on trying to remove the rust. No matter how you look at it. $277 million is a lot of money; I wonder how and why an all-American (albeit French) icon was left to get into such a state in the first place?</div>
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My first question is why was the rust allowed to build and break down such an iconic structure to a point where its renovation cost as much as $277 million?!</div>
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'There were cracks in her left eye, in her lip, in her nose and in her chin, she had a big stain on the front of her neck, almost like a drool. She had rust boogers' wrote Jonathan Waldram in his book 'Rust: The Longest War'.</div>
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A sorry state indeed for America's First Lady, especially since her construction in the 1800s was such an epic undertaking in the first place.</div>
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Construction on a massive scale</div>
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Just to hold the 46m high statue upright requires a pedestal the height of a 30 storey office block. It was (and perhaps still is) the biggest concrete structure in the world. Over 240 men worked over a gruelling winter to complete it. The unusual shape makes safety scaffolding impossible so the construction was as difficult as it was dangerous. 300 copper pieces were fitted with more than 300,000 rivets to the skeleton; her robes consist of over 3,360 square metres of copper. Her outstretched arm is 12.8 m long and just one fingernail weighs over one and a half kilos.</div>
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The sheer blood, sweat and (maybe) tears that went into the construction makes me wonder why no cleaning & restoration regime was put in place from the start. I suppose this wasn't high on the list of priorities for her creators. The statue has been subject to various renovation projects over the years, the most recent of which was in 2013.</div>
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What needs to be done going forward to preserve such an important American icon?</div>
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I'm not American so maybe I shouldn't really care! On the other hand I can't help but think this could have been prevented through some form of rust management or inspection programme. Reading around the subject there have been some claims that layers and layers of paint helped to conceal the corrosion. Not to mention the plethors of structural problems that have plagued her since she was erected in the late 1880s.</div>
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I hope that the Statue of Liberty now receives the care and façade maintenance she needs to live for another 100 years and beyond.</div>
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Author Bio: Reece Wood is an author, thought leader, façade condition consultant and innovator of specialist property façade and investment protection solutions working within the commercial property sector throughout the UK, Europe, Middle East & South-East Asia.</div>
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Working alongside commercial building owners, asset management companies, architects, surveyors and property management companies Reece Wood inspects, designs and implements unique façade management and protection solutions, which increase the property investors' ROI, building performance and brand value.</div>
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Anonymoushttp://www.blogger.com/profile/10499708463222765344noreply@blogger.com0tag:blogger.com,1999:blog-3904666294166717888.post-5682956631878862702002-10-15T02:02:00.000-07:002015-08-20T10:53:06.855-07:00Avoid Foreclosure - A Few Alternative Ways<div dir="ltr" style="text-align: left;" trbidi="on">
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Millions of homeowners have lost their properties to foreclosure in recent years. If you are also facing much trouble to pay off your mortgage, know some of the most easily and simple ways how you can avoid foreclosure and lower your debts. Quick action in such situations can lead you to success.</div>
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Do Not Give Up: Consider Looking For Alternative Options</div>
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Do not just walk away and let your lender come and foreclose your property without looking for any other alternative options. A foreclosure can affect your "credit ratings" and it troublesome for your to buy another house pretty soon. Moreover, if the profit you make by selling your house does not cover the due part of your credit, your lender would have the right to sue you for the rest of the amount.</div>
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Here are some of the best alternative options, which you can consider avoiding foreclosure:</div>
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• Negotiate with your creditor </div>
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• File for bankruptcy </div>
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• Get the help of the government </div>
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• Sell your house</div>
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Negotiate With Your Creditor:</div>
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The moment you realize that you might face issues to pay the amount for your mortgage- properly, contact your creditor before missing any payments. Lenders have a tendency to negotiate with their borrowers because even they want to decrease the number of foreclosures they are dealing with.</div>
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Do not delay the procedure, make the call as soon as possible because your lender might change his decision and insist more on foreclosure.</div>
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Get The Help of The Government:</div>
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Government are bringing on various ways of helping homeowners with the issue of foreclosure. You can opt for the government help and get some easy way outs from this problem of foreclosure.</div>
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File For Bankruptcy:</div>
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Filing your bankruptcy might help you save your house and bring out from all your liabilities. When you file for bankruptcy, the process for foreclosure stops legally and it can only get reopened when your bankruptcy case ends and the lender get legal permission from the court to go ahead.</div>
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Selling Your House:</div>
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Apart from all the above-mentioned way outs, selling a home is the easiest way to sneak out from foreclosures. But make sure you sell it as early as possible, do not wait for your creditor to take the first step. Sell the house yourself; do not go for the agents because this would lower your profit margin. Sell your property to the companies that buy your house without considering the legal issues that includes foreclosure, divorce, mortgage etc.</div>
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Selling to such companies can keep you in benefit because they make the purchase in a very short time period and also do cash payment. So, if you are facing foreclosure, do not worry, just be a little quick and contact these companies to make the sale.</div>
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Anonymoushttp://www.blogger.com/profile/10499708463222765344noreply@blogger.com0tag:blogger.com,1999:blog-3904666294166717888.post-30157709566610849822002-04-11T01:48:00.000-07:002015-08-20T10:52:31.206-07:00Comparison Between Andhra's Pannakam And Mughalia Gur Sherbet<div dir="ltr" style="text-align: left;" trbidi="on">
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As a kid, I was eagerly waiting for the celebrations of Ram Navami at the Delhi Telugu Academy. I really relished the drink called PANNAKAM distributed to one and all present in the large hall. I usually requested for an extra glass to the man engaged in the distribution of it. He led me to the kitchen where lots of individuals were busy in the final preparations of the lunch to be served to all guests. Wow! I saw something which I cannot tend to forget in my life. I learnt how to prepare the Pannakam!</div>
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INGREDIENTS</div>
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1) Jaggery-1 kg</div>
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2) Black Pepper Powder- 50 grams</div>
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3) Cold and chill Water-1 liter</div>
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METHOD</div>
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Take a large container and add water to it. Add the pieces of jiggery into the water and mix well with the ladle. Add black pepper powder and mix well again. Keep it for some time and in the refrigerator. Serve it in the glasses. It is very good for health and in taste.</div>
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During the month of Ramadaan, I visited the old city of Jama Masjid. In the old galleys of this region, I was trying to relish various dishes cooked and sold to the customers. These dishes are not new and contemporary dishes. What did I observe at one of the stalls! I saw a man selling GUR SHERBET.I was inquisitive to know more about it and approached towards his stall.</div>
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My eyes could not escape the preparatory episodes of the Gur Sherbet. There was a large container filled with the dark brown colored water. He took the liquid with the help of the ladle and filled it into the glasses. He took half-sliced piece of lemon and placed it in a lemon juice extractor and squeezed the juice into the brown water. He mixed it with the help of a spoon and handed it to his customers. One such glass was handed over to me also. Ah ha! The same taste and similar flavor -this reminded me of the PANNAKAM.</div>
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Out of curiosity, I asked the vendor about the name of the drink. To my utter surprise, he said,"GUR KA SHERBET". That's it.I realized the similarities and differences between the two drinks-GUR KA SHERBET and PANNAKAM.</div>
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I understood the philosophy behind this experience of mine. Unity in diversity-no matter what kind of region we hail from, somewhere or the other, there are intersecting points for us. This can be in terms of the culture, music, traditions, food, dresses, religions, customs, etc. One cannot escape from its grip. One can experience them in some form or the other. The excellent discovery for me is the fact that I EXPERIENCED IT DURING THE RELIGIOUS CEREMONIES-RAMA NAVAMI AND RAMADAAN. Both of them are pious festivals celebrated in India with great pomp and show.</div>
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No matter what the experiences are presented to us, I learnt the following lessons:</div>
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a) Jaggery is good for health.</div>
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b) Drinks prepared from it are good for consumption.</div>
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c) It has soothing effect to our digestive tracts.</div>
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d) The taste is really good.</div>
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e) It is good for the diabetic patients also.</div>
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f) The addition of the black pepper and lemon juice adds the flavor to the drink.</div>
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Anonymoushttp://www.blogger.com/profile/10499708463222765344noreply@blogger.com0tag:blogger.com,1999:blog-3904666294166717888.post-73199404823767849082001-09-14T09:56:00.000-07:002015-08-20T10:52:54.079-07:00Chicken Katsu Curry<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">- Chicken Katsu Curry Sauce Ingredients kat curry</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">2 Medium Onions </span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">5 Garlic Cloves </span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">2 Medium Carrots </span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">2 Table Spoons Of Plain Flour(Gluten free can be used) </span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">4 Teaspoons Curry Power </span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">2 Teaspoons Of Honey </span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">4 Teaspoons Of Soy Sauce (Gluten free soy sauce can be used) </span></span></div>
<div style="background-color: white; margin-bottom: 1em; padding: 0px; text-align: justify;">
<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">1 Bay Leaf </span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">A Dash Of Sunflower Oil </span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">600ml Chicken Stock (I use two of the chicken stock gels) </span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">1 Teaspoon Garam Masala</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">- Bread Chicken Ingredients</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">4 Chicken Breasts </span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">2 Tablespoons Plain Flour (Gluten free flour can be used ) </span></span></div>
<div style="background-color: white; margin-bottom: 1em; padding: 0px; text-align: justify;">
<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">100g Panko Breadcrumbs (If you don't have breadcrumbs I'm going to explain how to make them in the recipe!) </span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">1 Egg (You can use natural yogurt this will also mean you won't need the flour you'll just be dipping your chicken in the yogurt and then the breadcrumbs) </span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">250ml Vegetable Oil (This is for the frying) </span></span></div>
<div style="background-color: white; margin-bottom: 1em; padding: 0px; text-align: justify;">
<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">Salt & Pepper</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">- Coconut Rice</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">350g Basmati Rice </span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">1/2 Tin Of Coconut Milk (You can use 1 sachet of coconut cream)</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">This one is for all you wagamamas lovers out there its a bit more complex than most of my recipes but well worth the extra effort. Unlike most of my recipes this one makes enough for four so invite some friends round! Failing that just do one chicken breast, less rice and freeze the sauce. You can also add a side salad or veggies as I have if like me you like to hit that 5 a day target.</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
<div style="background-color: white; margin-bottom: 1em; padding: 0px; text-align: justify;">
<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">It's also a great one for people avoiding gluten just swap the flour out for gluten free and use gluten free bread to make the bread crumbs its won't change the taste of the dish at all.</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
<div style="background-color: white; margin-bottom: 1em; padding: 0px; text-align: justify;">
<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">For the sauce roughly chop your onions and garlic cloves pop them in a saucepan with some oil on a medium heat until your onions are soft. Then roughly Chop your carrots and add them too. Cook the whole lot for around 12 minutes.While this is cooking away make your chicken stock, to your chicken stock add the honey, soy sauce and bay leaf.</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">Now add your flour and curry power to the saucepan and cook for another minute. Gradually add your chicken stock into the mix. Then bring to a simmer and cook until the sauce thickens this will take around 20 minutes.</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
<div style="background-color: white; margin-bottom: 1em; padding: 0px; text-align: justify;">
<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">Almost there just... Stir in the garam masala, cook for a further a minute. Then pour the curry sauce through a strainer to remove the chucks of onion, carrots and garlic.(That's the sauce done. Now its time for chicken, you can leave the curry sauce to go cold whilst you cook the chicken and rice just reheat the sauce before serving.)</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
<div style="background-color: white; margin-bottom: 1em; padding: 0px; text-align: justify;">
<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">If you don't want to make your bread crumbs you can skip this step. Breadcrumbs are really simple for panko breadcrumbs cut the crusts off a slice of bread. (For normal bread crumbs you don't want to be cutting the crusts off) Then bake the slice of bread at 150c/gas mark 2 for 10 to 15 minutes. Turn the slice bread about halfway through to cook the bread evenly. Then just blend it up in food processor and you'll have bread crumbs!</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
<div style="background-color: white; margin-bottom: 1em; padding: 0px; text-align: justify;">
<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">The chicken is dead easy. Firstly set out three bowls with your beaten egg, flour and breadcrumbs in. (You can use natural yogurt instead of an egg) Now use a meat hammer to flatten your chicken until its 1cm thick. Then season both sides of your chicken to taste with salt and pepper.</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">Coat the seasoned chicken breasts in flour then egg and then breadcrumbs making sure to coat both sides of the chicken breast.( This can get a little messy so having a sink full of water at the ready to wash your hands is a good idea!)</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
<div style="background-color: white; margin-bottom: 1em; padding: 0px; text-align: justify;">
<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">Once the chicken is coated leave it and start your rice. keeping in mind your chicken is going to take 4 or 5 minutes to cook until golden brown on each side. So your going to have to multitask or recruit a willing volunteer for this next little bit.</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">Put your rice into a medium sized pan with 500ml of water and bring to the boil. Once boiling pop a lid on the pan and turn the heat right down so the rice is just simmering away (Don't be tempted to stir, poke at or lift the lid on your rice whilst its cooking. I have no idea why but my mother always used to tell me off when I did any of the above so you can't either!) Leave simmering away for 10 or 12 minutes.(See No10 so you can cook your chicken whilst the rice is cooking)</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
<div style="background-color: white; margin-bottom: 1em; padding: 0px; text-align: justify;">
<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">Once your rice is cooked remove the lid. Fluff the surface a little with a folk, then add the coconut water and cook on a super low heat not forgetting to replace the lid for a further 3 to 4 minutes. Then press the rice into little bowls or ramekins and leave it to cool for 3 minutes so it looks all pretty when you serve it.</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
<div style="background-color: white; margin-bottom: 1em; padding: 0px; text-align: justify;">
<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">Heat your oil in a large frying pan over a medium to high heat. Then place the chicken breast into the hot oil and cook for around 4 minutes on each side until golden brown. But make sure the chicken is cooked through slightly raw chicken is not cool! (You can also cook your chicken in the oven for 20 minutes at 180C/gas mark 4)</span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;"><br /></span></span></div>
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<span style="color: #333333; font-family: Avenir Next, Arial, Helvetica Neue, Helvetica, sans-serif;"><span style="font-size: 14.3999996185303px; line-height: 21.5999984741211px;">Tip Note: The chicken can be subbed out for a meaty fish like cod or for the veggies out there you can replace the chicken with a beef mushroom or aubergine.</span></span></div>
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